Debt Relief
At FirstChoice Auditors, we work on your behalf to communicate with your creditors and help you establish more manageable payment terms—often resulting in a reduced balance and improved monthly affordability.
While we’re working on your behalf, enrolled clients will begin making regular deposits into a special-purpose account that you control. This account is used to set aside funds for future payments, once new terms have been successfully arranged.
As part of the process, clients are typically advised to pause direct payments to creditors while we pursue improved terms. This strategic step helps demonstrate financial hardship and opens the door to more favorable options.
Once new terms are negotiated, you will review and approve any proposed agreement before anything is finalized. These types of credit relief programs often eliminate future interest charges and significantly reduce what you owe—helping you lower your monthly expenses and make real progress toward becoming debt free.
Pros of Debt Relief
Lower your debt amount
Avoid bankruptcy
Get creditors and collectors off your back
NO up-front fees
Lower monthly payment
Eliminate interest
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First Choice Auditors is a not a lender, loan broker, creditor, credit services organization, or debt collector. First Choice Auditors does not assume or pay any debts; receive, hold or control funds belonging to consumers; make any claims regarding improvement of a consumer’s credit scores; or provide bankruptcy, legal, accounting or tax advice. Please contact a tax professional to discuss the tax consequences of debt relief, and a bankruptcy attorney for more information on bankruptcy. Programs are not available in all states. Prior to enrolling, it is essential to read and understand all of your program terms, conditions, and materials. Programs vary depending on a consumer’s debt load and individual circumstances. Not all debts are eligible for enrollment. . We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific amount of time. Program fees are calculated based on a percentage of your total enrolled debt with the program and charged proportionally per enrolled debt. Our fees are not collected until negotiations have been arranged, it is approved by the debtor, and at least one payment has been made.The use of Debt Relief services will likely adversely affect your creditworthiness, and the outstanding amounts of your enrolled debts may increase due to the accrual of fees and interest. It may also result in you being subject to collections or being sued by creditors or collectors. Please contact us for more information.