Terms and Conditions
Effective Date: May 14, 2025
A and S Systems DBA First Choice Auditors
196 German Hill Road, Dundalk, MD 21222
1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use the site.
2. Use of the Website
You agree to use this website for lawful purposes only. You may not use this site to engage in any conduct that could harm First Choice Auditors, interfere with the site’s operation, or violate any applicable law.
3. Intellectual Property
All content on this site, including but not limited to text, images, logos, graphics, and software, is the property of First Choice Auditors or its licensors and is protected by intellectual property laws. Unauthorized use of any materials is prohibited.
4. No Financial, Legal, or Tax Advice
First Choice Auditors is not a lender, loan broker, creditor, credit services organization, or debt collector. We:
- Do not assume or pay any debts.
- Do not receive, hold, or control funds belonging to consumers.
- Do not make any guarantees about credit score improvement or becoming debt-free.
- Do not provide legal, tax, accounting, or bankruptcy advice.
You are encouraged to consult with appropriate professionals regarding financial, legal, or tax matters.
5. Program Eligibility and Limitations
- Programs are not available in all states.
- Not all debts are eligible for enrollment.
- Debt reduction outcomes are not guaranteed and may vary based on individual circumstances.
- Program fees are based on the total enrolled debt and are only collected after negotiations are completed and approved, and a payment has been made.
Use of debt relief services may negatively affect your creditworthiness and lead to increased balances due to accruing fees and interest. Creditors may continue to pursue collections or initiate lawsuits.
6. Third-Party Tools and Advertising
This website uses tools such as Google Analytics, Google Ads, and Taboola for analytics and contextual advertising. These third-party services are governed by their own terms and privacy policies.
7. Disclaimers
This site is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind regarding the accuracy, completeness, or availability of the content. To the fullest extent permitted by law, First Choice Auditors disclaims all warranties, express or implied.
8. Limitation of Liability
To the fullest extent permitted by law, First Choice Auditors shall not be liable for any damages, including indirect, incidental, special, or consequential damages arising from the use or inability to use the website or services.
9. Modifications
We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date.
10. Governing Law
These terms are governed by the laws of the State of Maryland without regard to conflict of law principles. Any disputes shall be resolved in the appropriate state or federal courts located in Maryland.